This is where I tell you that by following the advice of my blog all of your dreams will come true and you will live a life of luxury and one day own your own island. If you believe that please go away I can't help you.
This is where I tell you that if you are constantly stressing about money (or lack of it) and debt, STOP. You can get it under control with a little common sense no matter what your income or circumstance may be. I will also tell you that getting out of debt won't happen over night and that's okay. You have to be patient, consistent and above all have self control and will power. If you can do that then you should follow this blog! :)
In the blogs that follow I will attempt to explain how my husband and I created our family budget and make it work for us. There are two books that have helped us out a lot: The first is America's Cheapest Family by Steve and Annette Economides; The second is The Total Money Makeover by Dave Ramsey. I will take references from them quite a bit. IF you choose to buy these books I suggest looking them up on www.half.com. You can find them for less than half their retail price. I will also categorize common household bills and inform you how you may help lower them if they seem too high for you. Let's get started!
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